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Medicare A and B Benefits

Medicare A and B benefits become available to most people when they turn 65 or eligible due to state disability after 2 years.   Most people are automatically enrolled in Part A and pay no premium for...

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Medicare Assignment

Doctors who don’t accept assignment may charge you more than the Medicare approved amount but can not bill more than 15% more.  This is called the “limiting charge.” The limiting charge applies only to...

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How Are Hospital Observation Services Covered?

For those covered under Original Medicare or a Managed Medicare plan there can be a big difference in out of pocket costs for a hospital stay, depending on how it is classified.  Hospital stays can be...

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